1. Who are we?

2. Why www.gmiexpress.net?

3. What is an active Associate?

4. What is the Rebate Plan?

5. How do I get started?

6. How do I locate Exchangers?

7. How do I remit payment to the Exchanger for my P$ purchase?

8. How can I get activated as a www.gmiexpress.net business associate?

9. Where do I view my rewards?

10. What are the functions of the Cash Wallet, Charity Wallet, X-Wallet and Star Wallet?

11. Who can I sell my P$ to?

12. If I withdraw my P$, when and how do I get paid?

13. What is an Exchanger, a Regional Exchanger and a Country Exchanger?

14. How can I apply to be an Exchanger?

15. Is there an annual membership fee for this GMI Express Travel & Tour Module?

16. Is there any other methods of payment for the purchase of P$ from GMI Express?

17. How much does it cost?

18. How fast can I get started after I sign up?

19. Do I need to sell any products?

20. What do I need to do to cycle out of the boards?

21. Is there any limit on the times I can cycle out of the VIP board and earn US$ 5,000 and
       subsequently US $5,000 each time.

22. What is Leadership Residual Income? How is it different from Board payouts?

23. Is there any limit on Leadership Residual Income?

24. Can I introduce more than two people?

25. What do I receive when I cycle?

26. What is the advantage of introducing more than two people?

27. When the board splits, how do members get assigned to new boards?

28. How does my Infinity Leadership Residual Rewards raises from 5% to 10%?

29. What are the different ranks and percentage for the infinity leadership rewards?

30. Can I own multiple ID’s while building my travel team?

31. When do I receive incentives?

32. Can I transfer my membership to any other person?

33. How do I receive my commissions?

34. Is there an expiry for the Star Points received?

35. What is the Team Matching Reward and Power Leg Royalty Reward?

1. Who are we?
GMI Express is the acronym given to GENIUS MIND INTERNATIONAL. PT. GMI Express Holidays and Genius Mind International PVT. LTD. are authorized to promote Travel and Tour Packages globally. Go to ‘about us’ in our home page to learn more.

2. Why www.gmiexpress.net?
www.gmiexpress.net is created to give opportunities to individuals to promote the Travel and Tour Industry even without the "know how". The GMI Express lifestyle module provides a platform for individuals to earn huge financial rewards as an active associate.

3. What is an active Associate?
An active associate is an individual who signs up to as a partner with www.gmiexpress.net and starts to refer the Travel and Earn Opportunity, globally.

4. What is the Reward Plan?
Please refer to the link – Opportunity for the Compensation Plan – on our www.gmiexpress.net website.

5. How do I get started?
You must be referred by an active associate who will act as your Introducer. Go to the New Member Sign Up link (Next to Login Link) on our website and fill in the necessary. Proceed to purchase P$ from an associate, exchanger nearest to you, or use your Credit Cards via Paylink or Liberty Reserve. After receiving your P$, you can make your GMI Express Starter Pack purchase from your Purchase Package Panel in your virtual office.

6. How do I locate Exchangers?
Exchangers can be located in the Buy/Sell P$ link in our cyber office. On log in to the link, you will find a window with the word ‘Find Exchanger’, just click and it will display all the exchangers. Select the Username of your desired exchanger and fill the window ‘Exchanger username’.

7. How do I remit payment to the Exchanger for my P$ purchase?
You shall be contacted by the selected Exchanger either by sms, email or telephone to inform you of the payment methods. You shall have to make the required arrangements with the Exchanger. After the payment to the Exchanger has been verified, the transfer of your P$ to your X Wallet will be activated. Otherwise you can also purchase your P$ direct from your Introducer or any associate who wants to sell their P$. Payment by Credit Cards can be made provided the exchanger have the facillity.

8. How can I get activated as a www.gmiexpress.net business associate?
You have to login to your personal website virtual office using your chosen username and password. Next proceed to the link ‘Purchase Package Panel’ and click. There you shall find a window that shows who you want to be placed / adopted with, then fill up the placement / adoption window and if you are sponsored by a Red Associate or by a Green Associate, the adoption panel will appear for you to fill your adopted placement , then choose the GMI Express Starter Pack and click purchase. Make sure you have sufficient P$ in your X-Wallet to make the purchase. You are now an active associate. You can also choose to purchase by our payment gateway Liberty Reserve (LR) or by credit cards via Paylink.

9. Where do I view my rewards?
Your rewards earned will be credited in real time into your reward statement and shall be credited on every Monday to 3 wallets which you can access in your virtual office once activated. The first wallet is your Cash Wallet where your Introducer Rewards, 30% from your Classic, Premium and VIP Board Rewards, the Team Matching Rewards and the Power Leg Royalty Rewards earned shall be credited. Part of the purchases from the e-shoppe shall be credited into your Charity Wallet. 70% from your Classic, Premium and VIP Boards, your leadership Incentive rewards of 5% - 10%, and your 2% Global Pool Reward shall be credited into your X-Wallet. On purchasing your Starter Pack, 11 Star Points worth US$ 275.00 shall be credited to the Star Wallet.

10. What are the functions of the Cash Wallet, Charity Wallet, X-Wallet and Star Wallet ?
P$ credited into your Cash Wallet can be sold, transferred, or cashed out anytime. For the P$ credited into your Charity Wallet, it will be utilized as your participation in GMI Express's Philanthropic Movement to fight hunger and poverty. For P$ credited into the X-Wallet you can transfer and sell your P$ to a 3rd. party or transfer to your Star Wallet to redeem travel & tour packages or e shoppe products, and can also use to purchase your initial GMI Express Entry Starter pack. For your Star Points credited to the Star-Wallet, you can use it to redeem travel & tour packages or products from our online e-shoppe mall. Please refer to the tour and product list. P$ in the Cash Wallet cannot be transferred to another Cash Wallet, but can be transferred to the X-Wallet or Star-Wallet. P$ credits in a X-Wallet can be transferred to another X-Wallet and vice versa, and the Star-Wallet credits are transferable to another Star Wallet only.

11. Who can I sell my P$ to?
You can sell your P$ to any new associate at P$ 1 – US$ 1.00 or to any exchanger at P$ 1 – US$ 0.93. For withdrawals the rate is fixed at P$1 – US$ 0.90

12. If I withdraw my P$, when and how do I get paid?
When you withdraw your P$ , the minimum amount must be P$ 150.00 and the maximum P$ 3000 per withdrawal periodd. An admin fee of 10% will be levied. A minimum balance of P$ 10.00 has to be retained in your Cash Wallet to remain active. The payment shall be credited to your Bank Account or personal Debit Card. Withdrawals can be made anytime and the processing period shall be 7 days after your withdrawal and the payment processing date shall fall on every 1st and 16th of every month. If your withdrawal processing period exceeds the payment processing date, then the next payment processing date shall prevail. Payment shall be credited not later than 5 working days after the payment processing date.

13. What are an Exchanger, a Regional Exchanger and a Country Exchanger?
A Country Exchanger is a person who represents GMI Express for a specific country . He will be responsible for the appointment and approval of Regional Exchangers and Exchangers in his country. He shall be responsible for the buying and selling of P$ from Regional Exchangers and Exchangers. A Country Exchanger shall receive an additional 10% P$ every time he replenishes his P$ from GMI Express. For buying back P$ from Associates – the rate is P$ 1.00 – US$ 0.93. For sale of P$ to Regional Exchangers - an additional of 8% and for Exchangers - an additional of 5% shall be given. A Regional Exchanger is a person who shall be responsible to sell and buy P$ from Exchangers and associates and shall represents GMI Express for a specific t city or state in that country and an Exchanger shall be appointed to sell and buy P$ in a specific territory.

14. How can I apply to be Exchangers?
Any active Associate can apply to be a Country Exchanger, Regional Exchanger or Exchanger. As a Country Exchanger, an initial purchase of US$ 30,000.00 must be made for P$ from GMI Express, and he shall be credited with P$ 33,000.00 - an addition of 10% into his X-Wallet. For an Regional Exchanger, a initial purchase of US$ 15,000.00 must be made for P$ from GMI Express, or the respective Country Exchanger or GMI Express Representative Office, and he shall receive P$ 16,500.00 – an addition of 10% into his or her X-Wallet. For Exchangers, the initial purchase of US$ 3,000.00 must be made from the Country, Regional or GMI Representative's office and he shall receive P$ 3,150.00 - an additional of 5% into his X wallet.

15. Is there an annual membership fee for this GMI Express Travel & Tour Module?
No, there is no membership fee involved but an annual website maintenance fee of P$ 10 will be levied. GMI Express will debit your Cash Wallet every 365 days from your joining date. In the event that you do not activate the annual website fee, you will be deemed inactive and shall not be able to receive Rewards and perform any transaction in your virtual office. Please make sure that you have sufficient P$ in your Cash Wallet before your annual activation date. This activation will be administered automatically by the system. If you fail to qualify for the automated update, you can still activate your account by using the activation panel in your dashboard.

16. Is there any other methods of payment for the purchase of P$ from GMI Express?
Yes, you can choose to pay either by Paylink ( Credit Cards ), Liberty Reserve - online payment gateway, Bank Draft or Online Cash to a designated GMI Express bank account.

17. How much does it cost?
The cost to join GMI Express is US$ 330 if paid using P$, and is US$ 355 if paid by credit card via Paylink or US$ 370 via Liberty Reserve for the purchase of P$330. It's a one time out of the pocket expense for a lifetime membership and does not include any recurring charges.

18. How fast can I get started after I sign up?
Instantly. You immediately receive your membership cyber office and one click access to all various booking and search engines to start planning your next holiday. You also receive your very own Marketing Package and a self replicating website to start promoting the GMI Express Opportunity and build your way to financial freedom.

19. Do I need to sell any products?
No. You don’t need to. GMI Express is a unique e-commerce opportunity allowing you to build Business around the globe sitting at home. However, we do support leaders who take initiatives to promote the opportunity offline conducting seminars and workshops about the Opportunity.

20. What do I need to do to cycle out of the boards?
The first thing you need to do is become a Green or Red Associate to receive the first US$500 from the Classic Board. When you introduce two (2) people to join the GMI Express Opportunity, you stand to gain another US$1,000 from the Premium Board. This will entitle you to cycle out of the boards as you progress ahead in the Reward Plan. Secondly, you need to encourage and teach those two members to introduce more people and duplicate the process. Following these two simple steps will have you vacationing in no time!

21. Is there any limit on the times I can cycle out of the VIP board and earn US$ 5,000 and subsequently US $ 5,000 each time?
No. There is no limit on the cycles. You can earn as much as you want by cycling out multiple times, giving you an opportunity to create ongoing Residual income with each milestone you cross.

22. What is Leadership Residual Income? How is it different from Board payouts?
Leadership Residual Income ensures that you earn money on every sale in your organization from your Travel Points (TP) enabling you to earn thousands of dollars with the growth of your network. It is different from Board payouts and is activated as soon as you cycle out of the VIP Board (3rd) board. With the growth of your network, not only cycling out of the boards and earning Rewards but also a certain percentage on every person joining your worldwide team. The structure has been designed, keeping in mind long term growth opportunities, with travel at every step.

23. Is there any limit on Leadership Residual Income?
No , no ceiling and no time boundaries. You can earn unlimited Rewards and the unilevel structure pays till infinity allowing you to enhance your income every coming month.

24. Can I introduce more than two people?
To qualify and earn rewards, you need to introduce two people. However, if you want to progress fast and create multiple rewards to ensure faster cycling and enhanced residual income to travel, we do urge you to introduce as many people as you can and support them at the same time.

25. What do I receive when I cycle out?
You get the following Rewards after you cycle out of the respective boards :
1) Classic Board : You receive $500 ($350 to X-Wallet + $150 to Cash-Wallet)
2) Premium Board : You receive $1,000 ($700 to X-Wallet + $300 to Cash-Wallet)
3) VIP Board : You receive $5,000 ($3,500 to X-Wallet + $ 1,500 Cash-Wallet ) and $5,000 over and over again.

26. What is the advantage of introducing more than two people?
You will receive a 5 – 10% bonus with every travel member that joins your organization after you cycle out of the VIP board. Introducing more than two people and opening multiple groups in your membership organization will not just have you earn more rewards from the structure but will also ensure faster cycles in the VIP board. The Follow-the-leader system ensures all members follow their introducers. If you introduce many initially, there are very high chances that you won’t have to introduce anyone again but also cycle out faster, as more and more people will be following you on to the VIP board.

27. When the board splits, how do members get assigned to new boards?
When the board splits, members are placed in two new boards based upon the mechanism of top to bottom, left to right priority algorithm. Jump over’s are allowed in the boards giving value to those who build it faster than others present on the existing board.

28. How does my Infinity Leadership Residual Rewards raises from 5% to 10%?
Your Infinity Leadership Residual Rewards increases with the rising in your rank. When you cycle out of the VIP board or qualifying for the Bingo Zone in the Team Matching Reward, you automatically become a Diamond Associate and start receiving 5% of the group sales. When two people in any two different legs of your organizational structure reach the 5% level, you become a Red Diamond and the Infinity Leadership Residual Rewards percentage upgrades to 7%. Similarly, it goes to 8.5% and 10% finally entering you into the Global Pool where you earn lifelong royalty rebates from the Global Revenue of the Company.

29. What are the different ranks and percentage for the infinity leadership rewards?
When you join GMI Express, you join at an Associate level and become a Blue Associate. When you introduce one and have one adopted or two adoptions you become a Green Associate. When you introduce two direct you become a Red Associate. When you have two of your direct downlines qualifying to the Premium Board you become a Gold Associate. As soon as you hit the VIP board and when you cycle out or you hit the Bingo Zone in the Team Matching Reward, you become a Diamond Associate. Following is the percentage commission structure involved for Infinity Leadership Residual Rewards regards to the different ranks : Diamond : 5% of Group sales. Red Diamond : 7% of Group sales. Blue Diamond : 8.5% of Group sales. Executive Diamond : 10% of Group sales. Royal Diamond Ambassador : 10% of Group sales with a share in the Company’s Global revenue by participating in the Global Pool.

30. Can I own multiple ID’s while building my travel team?
Yes, GMI Express allows you to own as many Id’s as you want expanding the ground to earn more rebates and earn double or triple the travel opportunity on the same network that you establish.

31. When do I receive incentives?
At GMI Express, we believe in valuing leadership by acknowledging International recognition. We award you with various lifestyle and high end incentives at our Leadership and Annual Events that organized in exotic locations around the World.

32. Can I transfer my membership to any other person?
The GMI Express membership is fully transferable and allows you to give gifts holidays and various other benefits to your loved ones. The booking process works on the instructions given by you in the virtual office.

33. How do I receive my Rewards?
All rewards are transferred to your secure Wallets on every Monday of the week known as 'Pay Day', which are protected by our double check secure system. Rewards can be withdrawn via to your bank accounts, or your personal aquired Debit Cards.

34. Is there an expiry for the Star Points received?
No, the Star Points do not have a validity period and has no expiry date.

35. What is the Team Matching Reward and Power Leg Royalty Reward?
When you can match your Left and Right Group Sales, you shall earn rewards. The rewards are paid weekly and divided into 4 zones namely Zone 1, Zone 2, Zone 3 and The Bingo Zone. For every 1 sales on the Left and 1 sales from the Right in Zone 1, you shall receive P$ 50 to a maximum of 12 sales (L) and 12 sales (R). For every 1 sales on the Left and 1 sales from the Right in Zone 2, you shall receive P$ 30 to a maximum of 36 sales (L) and 36 sales (R). For every 1 sales on the Left and 1 sales from the Right in Zone 3, you shall receive P$ 20 to a maximum of 72 sales (L) and 72 sales (R). For sales of 125 (L) and 125 (R) or more, you strike Bingo Zone and qualifies for a maximum lump sum reward of P$ 6,000.00 and 60 Star Points. If you hit 12/12 in Zone 1, you earn an extra of 8 Star Points, and if you hit 36/36 in Zone 2, you earn an extra 16 Star Points and if you hit 72/72 in Zone 3, you earn extra 24 Star Points. If you hit Bingo Zone, the reward payment for Zone 1,2, and 3 shall not be effected. For any hits of 48/48 per week, the balance power leg shall receive a Royalty Reward of P$ 2.00 per sale before they are flushed, and for any hits of 72/72 per week, or Bingo, the balance power leg shall receive a Royalty Reward of P$ 4.00 per sale before they are flushed. Only Red Associates and above can receive The Team Matching Reward. For Blue and Green Associates, all accumulated left and right sales do not qualify for the reward and shall be flushed 100% for Blue Associates and 50% for Green Associates every 4 weeks ( 28 days ).